Low-cost options may be available through the NY State of Health Marketplace for those above Medicaid income levels

Westchester County Department of Health Navigators can help you apply for health insurance through the marketplace.

• Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
• Phone: (914) 995-6350, between 9 a.m. to 5 p.m., Monday through Friday.

The Medicaid Buy-In Program offers coverage to people with disabilities who who work and earn more than the allowable limits for regular Medicaid.

Applications for the Medicaid Buy-In Program should be filed through the DSS district office serving your area.

The Medicaid Excess Income Program allows people to qualify for Medicaid by spending down their income on qualifying medical expenses until they reach Medicaid income limits. It works like a deductible.

If you are eligible for Medicaid except for having excess income and have medical bills equal to your excess income in a particular month, Medicaid will pay additional medical bills beyond that amount for the rest of that month.

Qualifying medical expenses include:

• Outpatient care.
• Doctor and dental visits.
• Laboratory tests.
• Prescription drugs.
• Long-term care in the community, such as home care and assisted living.

Learn more about the Medicaid Excess Income Program

For questions about Medicaid Spenddown, call (914) 813-6299.

The Family Planning Benefit Program (FPBP) is intended to increase access to confidential family planning services. It enables teens, women and men of childbearing age to prevent or reduce unintentional pregnancies. You may still be eligible for FPBP if you have other health insurance but want to apply only for family planning services coverage.

You may choose to apply only for FPBP and not for comprehensive public health insurance coverage through Medicaid or Child Health Plus.

Learn more about the Family Planning Benefit Program

You may also contact the Family Planning Benefit Program: email us This email address is being protected from spambots. You need JavaScript enabled to view it. or call (800) 541-2831.

Medicare is a federal health insurance program for adults age 65 or older and younger people with certain disabilities.

Medicare is separate from Medicaid and Medical Assistance. It is not administered by Westchester County or New York State.

For information about Medicare please visit Medicare.gov